Is a Sponsored Third Party Originator required to register for an NMLS ID?

The FHA-approved lender must verify that all affiliates (including Sponsored Third-Party Originators) participating in HUD programs for, or on behalf of, the lender are registered with the National Mortgage Licensing System and Registry (NMLS), unless excluded from NMLS requirements by law or regulation.

The NMLS Resource Center web page is available at

For additional information see Handbook 4000.1 V.A.2 I.A.6.k at