Who can complete the FHA online Annual Certification on behalf of a mortgagee?

The certification must be completed through the Lender Electronic Assessment Portal (LEAP) by a Corporate Officer of the mortgagee who has been granted the Certifying Official authorization in FHA Connection (FHAC).

A Corporate Officer of a Nonsupervised and Investing Mortgagee is a natural person who serves as one of the following

positions for a Nonsupervised or Investing Mortgagee:

  •     Owner;
  •     President;
  •     Vice President;
  •     Chief Operating Officer (COO);
  •     Chief Financial Officer (CFO);
  •     Director;
  •     Corporate Secretary;
  •     Chief Executive Officer (CEO);
  •     General Counsel;
  •     Chairman of the Board;
  •     General Partner; or
  •     Member or Manager of an LLC.

A Corporate Officer of Supervised and Government Mortgagees is a natural person who serves as one of the following positions for a Supervised or Government Mortgagee:

  •     President;
  •     Vice President in charge of managing or overseeing any aspect of the Mortgagee’s FHA business;
  •     Chief Operating Officer (COO);
  •     Chief Financial Officer (CFO);
  •     Director;
  •     Corporate Secretary;
  •     Chief Executive Officer (CEO);
  •     General Counsel;
  •     Chairman of the Board;
  •     General Partner; or
  •     Specifically designated staff member(s) of a Government Mortgagee.

For LEAP Information, including the LEAP User Manual, please visit the FHA Lenders page, Approvals and Renewal section, at http://www.hud.gov/lenders.

Handbook 4000.1 I.A.8.b; I.A.3.c.iv.(B)(1)(a) is available at http://portal.hud.gov/hudportal/HUD?src=/program_offices/administration/hudclips/handbooks/hsgh.